# What You'll Need:
→ Bread Batter
01 - 2 cups light brown sugar, packed
02 - 4 cups all-purpose flour
03 - 2 tablespoons baking powder
04 - 1 teaspoon salt
05 - 2 large eggs
06 - 2 cups whole milk or 2% milk
07 - 2/3 cup vegetable oil
→ Cream Cheese Filling
08 - 4 ounces cream cheese, softened
09 - 1/4 cup white granulated sugar
10 - 1 large egg
→ Topping
11 - 1/4 cup caramel sauce
# How to Make It:
01 - Preheat oven to 350°F. Grease two 1-pound loaf pans with butter or cooking spray.
02 - In a medium bowl, whisk together brown sugar, flour, baking powder, and salt until evenly distributed.
03 - In a large bowl or stand mixer, beat eggs, milk, and vegetable oil until fully combined.
04 - Gradually add dry ingredients to wet mixture, stirring until just combined. Do not overmix to maintain tender crumb structure.
05 - Divide half of the batter evenly between the prepared loaf pans, spreading to an even layer.
06 - In a separate bowl, beat together softened cream cheese, granulated sugar, and egg until smooth and well combined.
07 - Spoon the cream cheese mixture in a thin line down the center of each loaf pan along the batter.
08 - Spread remaining batter gently over the cream cheese layer, covering completely and ensuring at least 1 inch clearance from pan rim.
09 - Drizzle a stripe of caramel sauce over the top of each loaf. Using a knife, gently swirl the caramel through the batter without excessive stirring.
10 - Bake for 50 minutes, or until a toothpick inserted near the center comes out mostly clean with minimal cream cheese residue.
11 - Allow loaves to cool in pans for 10 minutes, then transfer to a wire rack to cool completely before slicing.