Loaded Baked Potato Chili Cheese

Featured in: Hearty Family Meals

This dish features tender baked russet potatoes with crisp skins, generously topped with warm chili and black beans. Melted cheddar cheese adds creamy richness while sour cream, green onions, diced tomatoes, and jalapeño slices provide fresh and spicy accents. Quick to prepare and customize, it offers a comforting and hearty meal perfect for any occasion. Vegan options and varied toppings allow for versatile enjoyment.

Updated on Wed, 19 Nov 2025 13:28:00 GMT
A loaded baked potato with chili, cheese, and fresh toppings: a delicious comfort meal. Save to Pinterest
A loaded baked potato with chili, cheese, and fresh toppings: a delicious comfort meal. | honeyprairie.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

I first made loaded baked potatoes with chili and cheese when searching for a simple weeknight dinner that everyone in my family could enjoy. With some leftover chili, it came together quickly and let everyone add their favorite toppings.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed
  • Olive oil: 2 tbsp
  • Sea salt: 1 tsp
  • Chili: 2 cups prepared chili (meat or vegetarian)
  • Black beans: 1 cup canned black beans, drained and rinsed
  • Cheddar cheese: 1 cup shredded
  • Sour cream: 1/2 cup
  • Green onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeño: 1 sliced (optional)
  • Salt and pepper: To taste

Instructions

Prep the potatoes:
Preheat oven to 425°F (220°C). Prick each potato several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake:
Place potatoes directly on oven rack. Bake for 50 to 60 minutes until skins are crisp and flesh is tender.
Heat the chili and beans:
While potatoes bake, heat chili and black beans in a saucepan over medium heat until hot, stirring occasionally.
Split potatoes:
Remove potatoes from oven and let cool slightly. Slice each potato lengthwise, gently fluff insides with a fork.
Top with chili and cheese:
Spoon chili and bean mixture evenly over each potato. Top with shredded cheese and allow to melt.
Add final toppings:
Add sour cream, green onions, diced tomatoes, jalapeño slices as desired. Season with salt and pepper.
Serve:
Serve hot with extra toppings on the side if desired.
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| honeyprairie.com

This dish brings back memories of cold evenings spent gathered at the kitchen table. Everyone loved piling on their favorite toppings and helping make the meal together.

Required Tools

Oven, baking sheet (optional), saucepan, knife, fork

Allergen Information

Contains dairy from cheese and sour cream. Gluten-free if using gluten-free chili and toppings. Always check ingredient labels for allergens.

Nutritional Information

Per serving: Calories 480, Total Fat 17 g, Carbohydrates 62 g, Protein 18 g

Warm, fluffy loaded baked potato topped with savory chili, melted cheese, and fresh green onions. Save to Pinterest
Warm, fluffy loaded baked potato topped with savory chili, melted cheese, and fresh green onions. | honeyprairie.com

Loaded baked potatoes with chili and cheese are easy to make and fun to customize. Make them for a satisfying weeknight dinner everyone will love.

Questions & Answers

How do I ensure potatoes bake evenly?

Prick potatoes with a fork and bake directly on the oven rack at 425°F for 50-60 minutes to achieve crisp skin and fluffy interior.

Can I use vegetarian chili for this dish?

Yes, vegetarian chili works well and can be combined with the beans for a flavorful topping.

What toppings pair best with the loaded potatoes?

Sour cream, green onions, diced tomatoes, and jalapeño slices add freshness and heat that complement melted cheddar cheese.

Is it possible to make this dish vegan?

Use vegan cheese and plant-based sour cream to accommodate a vegan diet without sacrificing taste.

How should leftovers be stored?

Keep chili and beans refrigerated separately and reheat before spooning over leftover baked potatoes.

Loaded Baked Potato Chili Cheese

Fluffy baked potatoes topped with chili, beans, cheese, and fresh toppings for a satisfying dish.

Prep duration
10 minutes
Cook duration
60 minutes
Overall time needed
70 minutes
Recipe by Honey Prairie Abigail Greene


Skill Level Easy

Cuisine type American

Makes 4 Number of portions

Diet specifications Meatless, No Gluten

What You'll Need

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 ½ cup sour cream
03 ¼ cup chopped green onions
04 ¼ cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

How to Make It

Step 01

Preheat oven: Set the oven to 425°F.

Step 02

Prepare potatoes: Prick each potato several times with a fork, rub with olive oil, and sprinkle with sea salt.

Step 03

Bake potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes, until skins are crisp and flesh is tender.

Step 04

Heat chili and beans: Warm chili and black beans together in a saucepan over medium heat, stirring occasionally until heated through.

Step 05

Prepare potato flesh: Remove potatoes from the oven, let cool slightly, then slice lengthwise and fluff the insides gently with a fork.

Step 06

Assemble toppings: Spoon the chili and bean mixture evenly over each potato, then top with shredded cheddar cheese to melt.

Step 07

Add fresh garnishes: Finish with sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.

Step 08

Serve: Serve immediately with additional toppings on the side if preferred.

Essential tools

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy Details

Go through all ingredients to spot potential allergies. If unsure, check with a health expert.
  • Contains dairy from cheese and sour cream
  • Gluten-free if gluten-free chili and toppings are used
  • Check chili and cheese labels for additional allergens and cross-contamination

Nutrition details (per portion)

Details for informational use only — not a substitute for a medical professional.
  • Energy (calories): 480
  • Lipids: 17 g
  • Carbohydrates: 62 g
  • Proteins: 18 g